Hi, I’m Trent.
I’m a wealth manager in Naples, Florida. I work with people near or in retirement on one problem: turning what you’ve saved into a paycheck that shows up every month without you having to manage it.
I’ve been in the advisory business since 2011. Along the way I noticed that most retirement plans stop at the accumulation phase. The distribution phase, where you actually spend the money, is where the real decisions live: which account to draw from, in what order, and what that does to your tax bill. That’s the work I focus on.
I also teach the same ideas on YouTube at Design Your Retirement Paycheck, and run Retire., a community for people who want to build the plan themselves.
How I work
Paycheck first
We start with the monthly number you need to live well, then design the accounts and withdrawals to deliver it. The portfolio serves the paycheck, not the other way around.
Tax-aware sequencing
Pre-tax, Roth, taxable, Social Security. The order you draw from these changes what you keep over a retirement, so it’s built into the plan from day one.
An ongoing plan, not a one-time PDF
Markets move, tax law changes, and life happens. The plan gets revisited and adjusted every year, and you always know what the next step is.
Who I work with
Pre-retirees and retirees, mostly in their late 50s through 70s, in Florida, Michigan, and across the country. Some want education and a community to build the plan on their own. Others want it designed and managed for them. Both are welcome here, and the site is laid out so you can find your door quickly.
Outside of work: I’m married with two daughters, I ride with Naples Velo, and I’m active in the local business community.